Fair Housing Words to Avoid in Listing Descriptions

The CRMLS 2025 Fair Housing Keywords guide lists 211 terms across three risk levels. Nila June blocks every one of the high-risk terms, and goes further on several that CRMLS considers acceptable.

Why this list matters

The Fair Housing Act applies to all housing advertising, including MLS listing descriptions. Language that indicates a preference for or against a protected class can form the basis of a complaint, even without discriminatory intent. The standard is whether a reasonable person could interpret the language as expressing a preference.

CRMLS (California Regional Multiple Listing Service), the largest MLS in the United States, publishes a Fair Housing Keywords and Phrases guide that organizes terms into three categories: phrases to avoid, phrases to use with caution, and acceptable phrases. Updated in April 2025, it serves as a practical reference for agents writing public remarks.

The three lists below reproduce the complete CRMLS guide. Following them, we show where Nila June's language screening goes beyond what CRMLS recommends.

CRMLS makes no representation about whether the information below complies with state or federal laws. This article is an educational reference, not legal advice. Consult legal counsel for questions about Fair Housing compliance in your jurisdiction.

Phrases to avoid

These terms should not appear in listing descriptions. They directly reference protected classes or express preferences that violate the Fair Housing Act. CRMLS lists 97 terms in this category.

Phrases to Avoid — 97 terms
Able-Bodied
Accepted
Active Adult Community
Adult Community*
Adult Living
Adults Only
African
Agile
AIDS
Alcoholics
Asian
Black(s)
Board Approval
Catholic
Caucasian
Chicano
Children
Chinese
Christian
Church
Colored
Color References
Couples Only
Criminal Record Not Apply
Cripple
Deaf
Disabled
Drinker(s)
Empty Nesters*
English Only
Ethnic References
Exclusive Neighborhood
Felons Need Not Apply
Gay(s)
Group Homes
Handicapped
Healthy Only
Heterosexuals Only
HIV
Hungarian
Impaired
Indian
Integrated
Irish
Italian
Jewish
Landlord
Married
Mature Couple*
Mature Individual
Mature Person(s)
Membership Approval Required
Mentally Ill
Mexican
Mexican American
Migrant Workers
Muslims
Must Be Employed
Nationality References
Near Churches
Near Synagogue
Near Temple
Negro
Newlyweds
No AIDS
No Alcoholics
No Children (unless HOPA)
No Male(s)
No Play Area
No Seasonal Workers
No Senior Discounts*
No Teenagers (unless HOPA)
No Unemployed
Non-drinkers
Non-Smokers
Not for Handicapped
Not Suitable for Older Persons
Older Person
One Child
Oriental
Physically Fit Only
Polish
Preferred Community
Protestant
Puerto Rican
Quiet Tenant(s)
Singles Only
Smoker(s)
Social Security Insurance (SSI)
Sex or Gender Reference
Spanish/Spanish Speaking
Straight Only
Tenant(s)
Unemployed
White
White Only
Woman/Women Only

*HOPA Community: May be used when housing meets Fair Housing Act criteria for "housing of older persons."

Phrases to use with caution

These terms are context-dependent. They may be appropriate in some situations but discriminatory in others. CRMLS lists 35 terms in this category. "Walking distance to," for example, could be a factual description of proximity or could imply that residents must be able to walk. "Bachelor pad" is gender-coded language that could signal a preference.

Phrases to Use with Caution — 35 terms
Active
Bachelor/Bachelor Pad
Close to
Country Club
Couples Only
Curfew
Female(s) Only
Female Roommate
Gender Specific
Golden Agers Only*
Grandma's House
Handicap
Man/Men Only
Membership Approval
Near Couple
Newlyweds
Number of Persons in the Play Area
Older Person*
One Person
Only Male Roommate
Persons
Prestigious
Quality Neighborhood
Quiet
Quiet Neighborhood
References Required
Responsible
Retired/Retiree(s)*
Safe Neighborhood
Section 8
Secure
Senior(s)*
Senior Citizen(s)*
Senior Housing*
Single Woman/Man
Sophisticated
Student(s)
Two People
Walking Distance to

*HOPA Community: May be used when housing meets Fair Housing Act criteria for "housing of older persons."

Acceptable phrases

CRMLS considers these 79 terms generally safe for use in listing descriptions. They describe property features, neighborhood characteristics, or housing types without directly referencing protected classes. Some of these, however, carry more risk than CRMLS acknowledges.

Acceptable Phrases — 79 terms
Alcohol
Assistance Animals Only
Bus
Close to Downtown or Stadium
Convenient to
Credit Check Required
Den
Desirable Neighborhood
Domestic Quarters
Drugs
Drug Use
Equal Housing Opportunity
Family Room
First Time Buyer
Fixer-upper
Gated Community
Golden Agers*
Golf Course
Grandma's House*
Great for Family
Great View
Guest House
Handicap Accessible
In-Law Apartment
Kids Welcome
Luxury Townhouse/Townhome
Master Bedroom
Membership Available
Nanny Room
Near Convalescent Home
Near Country Club
Near Golf Course
Near Mass Transit
Neighborhood Name
Nice
No Drinking
No Drugs
No Drug Users
No Smoking
Number of Bedrooms
Number of Sleeping Area(s)
Nursery
Nursing Home
On Bus Route
Places of Worship
Play Area
Privacy
Private Driveway
Private Entrance Near
Private Property
Private Setting
Public Transportation
Quality Construction
Retirees*
School District Name
School Name
Screened for Income and Credit
Section 8 Accepted
Security Provided
Senior Citizens*
Senior Discount
Senior Housing
Single Family Home
Smoking
Square Feet
Starter Home
Student Housing
Townhouse
Traditional Style
Tranquil Setting
Verifiable Income
View of
View With
Wheelchair Accessible

*HOPA Community: May be used when housing meets Fair Housing Act criteria for "housing of older persons."

Where Nila June goes further

CRMLS provides a practical baseline, but some terms it considers acceptable or caution-worthy carry more risk than its categorization suggests. Nila June blocks several of these outright, because the potential exposure outweighs the descriptive value.

Term CRMLS Says Nila June Says Why
Master Bedroom CRMLS: Acceptable Nila June: Blocked Why: NAR and many MLSs have shifted to "primary bedroom." Nila June uses "primary" exclusively.
Great for Family CRMLS: Acceptable Nila June: Blocked Why: Expresses a preference based on familial status. Agents should describe the home, not the buyer.
Quiet Neighborhood CRMLS: Caution Nila June: Blocked Why: Can imply demographic exclusion. Nila June describes interior features as quiet (bedrooms), not neighborhoods.
Walking Distance to CRMLS: Caution Nila June: Blocked Why: Implies mobility is required. Nila June uses "convenient to" or "close to" instead.
Bachelor Pad CRMLS: Caution Nila June: Blocked Why: Gender-coded language that signals a preference based on sex and familial status.
Man Cave CRMLS: Not listed Nila June: Blocked Why: Gender-coded. Nila June uses "bonus room" or "flex space" instead.
Perfect for [demographic] CRMLS: Not listed Nila June: Blocked Why: Any "perfect for" + demographic combination expresses a buyer preference. Describe the home, not who should live there.

The CRMLS guide is a reference document, not an enforcement standard. Individual MLSs, state licensing boards, and HUD may apply stricter interpretations. Nila June's approach is to err on the side of caution: if a term could reasonably be read as expressing a preference, the engine avoids it.

Beyond Fair Housing: overused terms that weaken descriptions

Fair Housing compliance is about legal risk. But there's a separate category of language that weakens listing descriptions for a different reason: it's been used so many times it no longer means anything. Nila June screens for both.

These terms aren't Fair Housing violations. They're clichés that make descriptions sound generic and indistinguishable from every other listing on the MLS.

"boasts" / "boasting"
"nestled"
"coveted"
"sought-after"
"turnkey"
"entertainer's dream"
"chef's kitchen"
"move-in ready"
"won't last long"
"priced to sell"
"paradise"
"man cave"

Every one of these terms appears in Nila June's output scan. If any somehow made it into a generated description, the system would flag it before delivery. In practice, they never appear because no template contains them.

How Nila June handles this

Nila June's language screening works at two layers, so flagged terms have no path into the final description.

Two layers of language screening

1
Survey input layer. The property briefing survey blocks flagged terms in write-in fields. If an agent types a prohibited word or phrase into a free-text answer, the survey flags it before submission. This prevents risky language from entering the system in the first place.
2
Output scan layer. After the engine assembles a description, a post-generation scan checks the full text against the complete list of flagged terms, including Fair Housing terms and clichés. This catches edge cases where write-in text might combine with template language to produce a flagged phrase.

Between these two layers, the engine's templates were written without flagged terms from the start. No template contains "master bedroom," "quiet neighborhood," "walking distance," or any of the clichés listed above. The screening layers exist as a safety net for agent-provided write-in text, not to clean up the engine's own output.

Important: Nila June is designed to help agents avoid commonly flagged Fair Housing language, but it does not provide legal advice and does not guarantee compliance with all federal, state, and local fair housing laws. Agents are responsible for reviewing all descriptions before use. If you are uncertain whether a description complies with applicable fair housing laws, consult a qualified attorney. See our Terms of Service for full details.

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